GO FOR IT.
PAY4 IT.
ONE TOTAL. FOUR SMALLER PAYMENTS.
Get what you really want today. Split your purchase into 4 equal monthly payments at zero extra cost. All you need is your credit card.
SEE SOMETHING
YOU REALLY WANT?
GO FOR IT.
From fashion and beauty to sports and home, discover what you can get with Pay4.
Beauty & Wellness
Home & Furniture
Jewellery
Gifting
Entertainment
SHOP.
PAY4.
SPLIT.
DONE.
Four payments. Zero extra cost.
Here’s how it works.
SHOP.
Shop anything at a Pay4 enabled brand store.
PAY4.
Choose Pay4 at checkout and pay using
your eligible credit card.
SPLIT.
Your purchase gets split into 4 equal instalments.
DONE.
That’s it. Zero interest. Zero extra fees.
PAY4 WORKS.
EVERY TIME.
No ifs. No buts. No surprises. Just /4.
Want it? Go for it.
Don’t let what you need to pay today decide what you really want.
Always on means always on.
No offer windows. No expiry dates. No waiting for the next sale. Pay4 stays on, all year round, across purchases at partner brands.
Forget ‘Is my card eligible?’
Got a credit card from an eligible Pay4 bank? You’re good to go. No searching for specific card variants.
Zero means zero.
Zero interest. Zero hidden fees. Zero surprises. Your purchase, split into 4 equal payments. That’s it.
WHAT’S
DROPPING NEXT?
New brands. New stores.
More places to Pay4.
COMING SOON
Fashion
Your next outfit obsession
A little preview of your next everyday pair.
COMING SOON
Beauty
A fresh kind of glow
A first look at a fresh addition to your daily routine.
COMING SOON
Home
Room for something new
Something comfy for your favourite corner.
There are dozens of reasons to add Pay4. Here are the 4 that matter most.
Give your customers a smarter way to pay while unlocking bigger baskets, cleaner operations and more predictable demand.
Get paid in full on T+1. Banks manage underwriting and collections, so your team does not chase instalments or reconcile payment schedules.
Higher AOV. Cleaner operations.
Predictable demand. Always on.
Pay4 will also be marketed to consumers outside the store and supported with strong in-store visibility at partner stores, helping build awareness and customer demand.
GOT QUESTIONS?
WE’VE GOT YOU.
Is Pay4 really zero interest?
Yes.
Are there any hidden fees?
No. What you see is what you pay.
Do I need a new card?
No. Pay4 works with eligible credit cards from participating banks.
Do I need to download an app?
No, you can just pay using Pay4 at partner brands with your eligible card.
Where can I use Pay4?
At participating Pay4 enabled brand stores.
Which cards can I use?
Pay4 works with eligible credit cards from participating banks. The final bank and card list will be available at launch.